Medicaid eligibility in Washington
Simple answer
Yes, many low-income adults can qualify.
In Washington, many adults qualify around 138% of the poverty line. For one adult, that is about $22,025 a year.
Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. Washington has adopted the ACA Medicaid expansion.
The largest 2-bedroom Fair Market Rent gap among ranked metros in Washington is $1,055: Seattle at $2,549 and Spokane at $1,494.
Washington has no tax on wages. Combined state and local sales tax is 9.5%. The ACS effective property tax rate is 0.79%.
A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.
Limits behind the page
| Household | 100% | 138% | 185% |
|---|---|---|---|
| 1 | $15,960 | $22,025 | $29,526 |
| 2 | $21,640 | $29,863 | $40,034 |
| 3 | $27,320 | $37,702 | $50,542 |
| 4 | $33,000 | $45,540 | $61,050 |
An illustrative household
Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Washington. They rent. Nobody is marked disabled or pregnant.
Medicaid and CHIP
MaybeMaybe — a state pathway is unverified or only part of the household fits
- This household is at 145 percent of the 2026 poverty guideline for Washington ($33,000). 138 percent of that guideline is $45,540.
- Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in Washington is not verified in the dataset.
- Washington expanded Medicaid, and this income is over the 138 percent adult limit. Marketplace coverage is the next place to look.
Other programs in Washington
- SNAP
- WIC
- School meals
- LIHEAP
- Earned Income Tax Credit
- Child Tax Credit
- Marketplace subsidies
- Lifeline
- SSI
- State programs
Large metros in Washington
- Seattle-Tacoma-Bellevue, WA · 2-bedroom FMR $2,549
- Portland-Vancouver-Hillsboro, OR-WA · 2-bedroom FMR $1,878
- Spokane-Spokane Valley, WA · 2-bedroom FMR $1,494