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Cost & Benefits

Benefits / Kentucky

SSI in Kentucky

The 2026 federal SSI payment for one person is $994 a month. The simplified unearned-income screen for one person is $1,014 a month. Kentucky uses those federal amounts on this page. Resources are not collected, and the page says so. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Who is near the 2026 SSI income screen? Figures below use the 2026 poverty guideline of $33,000 for a household of four in Kentucky, unless the program uses its own dollar table.

The largest 2-bedroom Fair Market Rent gap among ranked metros in Kentucky is $166: Cincinnati at $1,442 and Louisville at $1,276.

Kentucky taxes wages at a flat 3.50%. Combined state and local sales tax is 6.0%. The ACS effective property tax rate is 0.71%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is unlikely for SSI. Unlikely — SSI needs age 65 or a disability.

Limits behind the page

2026 poverty guideline in Kentucky
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Kentucky. They rent. Nobody is marked disabled or pregnant.

SSI

Unlikely

Unlikely — SSI needs age 65 or a disability

  • Supplemental Security Income is for people who are 65 or older, blind, or disabled, and who have limited income and resources.
SSI at Social Security

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Food stamps (SNAP) tools in Kentucky

Last checked: October 15, 2026

Sources

What changed
  • October 15, 2026. The benefit rules file was checked against the sources listed here.
  • January 15, 2026. HHS published the 2026 poverty guidelines in the Federal Register.

Other programs in Kentucky

Large metros in Kentucky

SSI in other states