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Cost & Benefits

Is Austin, Texas affordable?

In Austin, Texas, typical rent is $1,729 a month and typical pay is $93,658 a year. Rent is 22% of that pay. That is under the 30 percent line many counselors use. These are Census 2020–2024 medians for a typical household, not your lease. This site does not approve or deny benefits.

Ranked #307 in Texas on the 2026 Most Affordable Towns Index.

Simple answer

Yes, for many people.

Typical rent is $1,729 a month, or $20,748 a year. Typical pay is $93,658 a year. Rent is 22% of that pay. That is under the 30% line many counselors use.

The middle rent among places we list in this state is $1,130 a month. Austin is higher.

A typical home costs about 5.9 years of typical household pay. That is home value divided by income. It is not a mortgage quote.

The 30% rule is a budget guide. It is not a benefit rule, and it is not your landlord's rule.

Taxes, childcare, and your own rent can change the picture. Benefit rules follow the state, not the city line.

Census 2020-2024. This page uses typical households, not your budget.