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Cost & Benefits

Cost of living in Bay St. Louis, Mississippi

Bay St. Louis, Mississippi has about 10,188 people. Typical rent is $1,179 a month, including utilities, and a typical household earns $67,442 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #32 in Mississippi on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,179 a month.

Bay St. Louis is a city in Mississippi. That rent number includes utilities. A typical household earns $67,442 a year.

Is Bay St. Louis affordable?See benefits in Bay St. Louis
People
10,188
Census average, 2020–2024
Typical rent
$1,179
Median gross rent, includes utilities
Typical pay
$67,442
Median household income, yearly
Typical home
$260,200
Median home value
2-bedroom fair rent
$1,185
Gulfport-Biloxi, MS HUD Metro FMR Area

Bay St. Louis, Mississippi has about 10,188 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $260,200.

HUD's fair-market rent for a 2-bedroom in Hancock County is $1,185 a month. That is the county number, not an apartment listing in Bay St. Louis. It runs from October 2026 through September 2027.

In the Gulfport-Biloxi, MS metro area, prices sit at 90.0 when the U.S. average is 100. That is a 2024 BEA index.

Mississippi taxes wages. A typical combined sales tax is 7.1% as of January 1, 2026. That mix is statewide, not Bay St. Louis's exact store tax.

In July 2026, a typical Mississippi home paid 14.54¢ per kilowatt-hour. That is a state average from EIA, not Bay St. Louis's bill.

EIA did not publish a 2025 all-grades gas price for Mississippi in the table we use.

Among 172 places we list in Mississippi with a rent figure, 28 have higher typical rent than Bay St. Louis.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Bay St. LouisWhat EBT can buy in Mississippi

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Mississippi

Bigger places in Mississippi

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.