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Cost & Benefits

Cost of living in Cape Girardeau, Missouri

Cape Girardeau, Missouri has about 40,344 people. Typical rent is $876 a month, including utilities, and a typical household earns $55,658 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #42 in Missouri on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $876 a month.

Cape Girardeau is a city in Missouri. That rent number includes utilities. A typical household earns $55,658 a year.

Is Cape Girardeau affordable?See benefits in Cape Girardeau
People
40,344
Census average, 2020–2024
Typical rent
$876
Median gross rent, includes utilities
Typical pay
$55,658
Median household income, yearly
Typical home
$196,300
Median home value
2-bedroom fair rent
$1,012
Cape Girardeau, MO-IL MSA

Cape Girardeau, Missouri has about 40,344 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $196,300.

HUD's fair-market rent for a 2-bedroom in Cape Girardeau County is $1,012 a month. That is the county number, not an apartment listing in Cape Girardeau. It runs from October 2026 through September 2027.

In the Cape Girardeau, MO-IL metro area, prices sit at 86.1 when the U.S. average is 100. That is a 2024 BEA index.

Missouri taxes wages. A typical combined sales tax is 8.4% as of January 1, 2026. That mix is statewide, not Cape Girardeau's exact store tax.

Some places in Missouri add a local wage tax. In 2023 the state average was about 0.18% of income. That is not a Cape Girardeau bill.

In July 2026, a typical Missouri home paid 16.09¢ per kilowatt-hour. That is a state average from EIA, not Cape Girardeau's bill.

EIA did not publish a 2025 all-grades gas price for Missouri in the table we use.

Among 350 places we list in Missouri with a rent figure, 189 have higher typical rent than Cape Girardeau.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Cape GirardeauWhat EBT can buy in Missouri

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Missouri

Bigger places in Missouri

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.