Cost of living in Charlestown, Indiana
Charlestown, Indiana has about 8,294 people. Typical rent is $1,033 a month, including utilities, and a typical household earns $77,288 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #14 in Indiana on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $1,033 a month.
Charlestown is a city in Indiana. That rent number includes utilities. A typical household earns $77,288 a year.
- People
- 8,294
- Census average, 2020–2024
- Typical rent
- $1,033
- Median gross rent, includes utilities
- Typical pay
- $77,288
- Median household income, yearly
- Typical home
- $208,300
- Median home value
- 2-bedroom fair rent
- $1,276
- Louisville, KY-IN HUD Metro FMR Area
- Gas
- $4.237
- Midwest (PADD 2), week of October 12, 2026
Charlestown, Indiana has about 8,294 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $208,300.
HUD's fair-market rent for a 2-bedroom in Clark County is $1,276 a month. That is the county number, not an apartment listing in Charlestown. It runs from October 2026 through September 2027.
In the Louisville/Jefferson County, KY-IN metro area, prices sit at 93.1 when the U.S. average is 100. That is a 2024 BEA index.
Indiana taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Charlestown's exact store tax.
Some places in Indiana add a local wage tax. In 2023 the state average was about 0.35% of income. That is not a Charlestown bill.
In July 2026, a typical Indiana home paid 16.73¢ per kilowatt-hour. That is a state average from EIA, not Charlestown's bill.
EIA does not publish a Indiana gasoline price. For the week of October 12, 2026, the Midwest (PADD 2) all-grades price was $4.237 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,033.76 a year. Those miles are our standard, not a Census figure, and every town in Indiana shares this price.
Among 320 places we list in Indiana with a rent figure, 91 have higher typical rent than Charlestown.
Nearby places
- Sellersburg
Typical rent $1,151
Compare with Charlestown - Prospect
Typical rent $1,193
Compare with Charlestown - Jeffersonville
Typical rent $1,148
Compare with Charlestown - Clarksville
Typical rent $1,110
Compare with Charlestown - Henryville
Typical rent $810
Compare with Charlestown - Indian Hills
Typical rent $2,250
Compare with Charlestown - Barbourmeade
- Northfield
Typical rent $1,659
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Indiana
Bigger places in Indiana
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.