Cost of living in Charlotte Harbor, Florida

Charlotte Harbor, Florida has about 4,239 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $183,300.

HUD's fair-market rent for a 2-bedroom in Charlotte County is $1,575 a month. That is the county number, not an apartment listing in Charlotte Harbor. It runs from October 2026 through September 2027.

In the Punta Gorda, FL metro area, prices sit at 100.5 when the U.S. average is 100. That is a 2024 BEA index.

Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Charlotte Harbor's exact store tax.

In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Charlotte Harbor's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in Florida was $4.084 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $1,960.32 a year. Those miles are our standard, not a Census figure, and every town in Florida shares this price.

Among 730 places we list in Florida with a rent figure, 509 have higher typical rent than Charlotte Harbor.