Cost of living in Chelsea, Massachusetts
Chelsea, Massachusetts has about 39,908 people. Typical rent is $1,956 a month, including utilities, and a typical household earns $72,179 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #123 in Massachusetts on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $1,956 a month.
Chelsea is a city in Massachusetts. That rent number includes utilities. A typical household earns $72,179 a year.
- People
- 39,908
- Census average, 2020–2024
- Typical rent
- $1,956
- Median gross rent, includes utilities
- Typical pay
- $72,179
- Median household income, yearly
- Typical home
- $493,500
- Median home value
- 2-bedroom fair rent
- $3,008
- Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area
Chelsea, Massachusetts has about 39,908 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $493,500.
HUD's fair-market rent for a 2-bedroom in this town's area (Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area) is $3,008 a month. That rate runs from October 2026 through September 2027.
In the Boston-Cambridge-Newton, MA-NH metro area, prices sit at 108.3 when the U.S. average is 100. That is a 2024 BEA index.
Massachusetts taxes wages. A typical combined sales tax is 6.3% as of January 1, 2026. That mix is statewide, not Chelsea's exact store tax.
In July 2026, a typical Massachusetts home paid 30.49¢ per kilowatt-hour. That is a state average from EIA, not Chelsea's bill.
In 2025, all-grades gas in Massachusetts averaged $3.13 a gallon. EIA prints this yearly price for only some states.
Among 203 places we list in Massachusetts with a rent figure, 56 have higher typical rent than Chelsea.
Nearby places
- Everett
Typical rent $2,076
Compare with Chelsea - Malden
Typical rent $2,204
Compare with Chelsea - Revere
Typical rent $2,076
Compare with Chelsea - Winthrop Town
Typical rent $2,064
Compare with Chelsea - Somerville
Typical rent $2,517
Compare with Chelsea - Boston
Typical rent $2,147
Compare with Chelsea - Melrose
Typical rent $1,970
- Medford
Typical rent $2,509
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Massachusetts
Bigger places in Massachusetts
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.