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Cost & Benefits

Cost of living in Clayton, New Jersey

Clayton, New Jersey has about 8,921 people. Typical rent is $1,246 a month, including utilities, and a typical household earns $90,274 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #15 in New Jersey on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,246 a month.

Clayton is a borough in New Jersey. That rent number includes utilities. A typical household earns $90,274 a year.

Is Clayton affordable?See benefits in Clayton
People
8,921
Census average, 2020–2024
Typical rent
$1,246
Median gross rent, includes utilities
Typical pay
$90,274
Median household income, yearly
Typical home
$252,300
Median home value
2-bedroom fair rent
$1,860
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

Clayton, New Jersey has about 8,921 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $252,300.

HUD's fair-market rent for a 2-bedroom in Gloucester County is $1,860 a month. That is the county number, not an apartment listing in Clayton. It runs from October 2026 through September 2027.

In the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area, prices sit at 102.6 when the U.S. average is 100. That is a 2024 BEA index.

New Jersey taxes wages. A typical combined sales tax is 6.6% as of January 1, 2026. That mix is statewide, not Clayton's exact store tax.

In July 2026, a typical New Jersey home paid 25.19¢ per kilowatt-hour. That is a state average from EIA, not Clayton's bill.

EIA did not publish a 2025 all-grades gas price for New Jersey in the table we use.

Among 485 places we list in New Jersey with a rent figure, 439 have higher typical rent than Clayton.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near ClaytonWhat EBT can buy in New Jersey

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in New Jersey

Bigger places in New Jersey

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.