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Cost & Benefits

Cost of living in Cold Spring, Minnesota

Simple answer

Typical rent is $1,424 a month.

Cold Spring is a city in Minnesota. That rent number includes utilities. A typical household earns $72,228 a year.

Is Cold Spring affordable?See benefits in Cold Spring
People
4,249
Census average, 2020–2024
Typical rent
$1,424
Median gross rent, includes utilities
Typical pay
$72,228
Median household income, yearly
Typical home
$280,400
Median home value
2-bedroom fair rent
$1,233
St. Cloud, MN MSA

Cold Spring, Minnesota has about 4,249 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $280,400.

HUD's fair-market rent for a 2-bedroom in Stearns County is $1,233 a month. That is the county number, not an apartment listing in Cold Spring. It runs from October 2026 through September 2027.

In the St. Cloud, MN metro area, prices sit at 87.6 when the U.S. average is 100. That is a 2024 BEA index.

Minnesota taxes wages. A typical combined sales tax is 8.1% as of January 1, 2026. That mix is statewide, not Cold Spring's exact store tax.

In July 2026, a typical Minnesota home paid 17.45¢ per kilowatt-hour. That is a state average from EIA, not Cold Spring's bill.

In 2025, all-grades gas in Minnesota averaged $3.02 a gallon. EIA prints this yearly price for only some states.

Among 338 places we list in Minnesota with a rent figure, 75 have higher typical rent than Cold Spring.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Cold SpringWhat EBT can buy in Minnesota

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Minnesota

Bigger places in Minnesota

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.