Cost of living in Coldwater, Michigan

Coldwater, Michigan has about 13,671 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $137,500.

HUD's fair-market rent for a 2-bedroom in Branch County is $1,093 a month. That is the county number, not an apartment listing in Coldwater. It runs from October 2026 through September 2027.

Michigan's prices sit at 96.2 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Michigan taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Coldwater's exact store tax.

Some places in Michigan add a local wage tax. In 2023 the state average was about 0.16% of income. That is not a Coldwater bill.

In July 2026, a typical Michigan home paid 23.05¢ per kilowatt-hour. That is a state average from EIA, not Coldwater's bill.

EIA did not publish a 2025 all-grades gas price for Michigan in the table we use.

Among 409 places we list in Michigan with a rent figure, 208 have higher typical rent than Coldwater.