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Cost & Benefits

Cost of living in Cortez, Colorado

Cortez, Colorado has about 8,976 people. Typical rent is $984 a month, including utilities, and a typical household earns $54,247 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #44 in Colorado on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $984 a month.

Cortez is a city in Colorado. That rent number includes utilities. A typical household earns $54,247 a year.

People
8,976
Census average, 2020–2024
Typical rent
$984
Median gross rent, includes utilities
Typical pay
$54,247
Median household income, yearly
Typical home
$272,900
Median home value
2-bedroom fair rent
$1,280
Montezuma County, CO

Cortez, Colorado has about 8,976 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $272,900.

HUD's fair-market rent for a 2-bedroom in Montezuma County is $1,280 a month. That is the county number, not an apartment listing in Cortez. It runs from October 2026 through September 2027.

Colorado's prices sit at 103.1 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Colorado taxes wages. A typical combined sales tax is 7.9% as of January 1, 2026. That mix is statewide, not Cortez's exact store tax.

In July 2026, a typical Colorado home paid 17.00¢ per kilowatt-hour. That is a state average from EIA, not Cortez's bill.

In 2025, all-grades gas in Colorado averaged $3.01 a gallon. EIA prints this yearly price for only some states.

Among 201 places we list in Colorado with a rent figure, 178 have higher typical rent than Cortez.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Colorado

Bigger places in Colorado

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.