Cost of living in Cottonwood, Arizona
Cottonwood, Arizona has about 12,580 people. Typical rent is $1,120 a month, including utilities, and a typical household earns $48,448 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #76 in Arizona on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $1,120 a month.
Cottonwood is a city in Arizona. That rent number includes utilities. A typical household earns $48,448 a year.
- People
- 12,580
- Census average, 2020–2024
- Typical rent
- $1,120
- Median gross rent, includes utilities
- Typical pay
- $48,448
- Median household income, yearly
- Typical home
- $324,100
- Median home value
- 2-bedroom fair rent
- $1,550
- Prescott Valley-Prescott, AZ MSA
Cottonwood, Arizona has about 12,580 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $324,100.
HUD's fair-market rent for a 2-bedroom in Yavapai County is $1,550 a month. That is the county number, not an apartment listing in Cottonwood. It runs from October 2026 through September 2027.
In the Prescott Valley-Prescott, AZ metro area, prices sit at 98.3 when the U.S. average is 100. That is a 2024 BEA index.
Arizona taxes wages. A typical combined sales tax is 8.5% as of January 1, 2026. That mix is statewide, not Cottonwood's exact store tax.
In July 2026, a typical Arizona home paid 15.38¢ per kilowatt-hour. That is a state average from EIA, not Cottonwood's bill.
EIA did not publish a 2025 all-grades gas price for Arizona in the table we use.
Among 171 places we list in Arizona with a rent figure, 84 have higher typical rent than Cottonwood.
Nearby places
- Verde Village
Typical rent $1,173
Compare with Cottonwood - Clarkdale
Typical rent $1,321
Compare with Cottonwood - Cornville
Typical rent $1,560
Compare with Cottonwood - Village of Oak Creek (Big Park)
Typical rent $1,786
Compare with Cottonwood - Lake Montezuma
Typical rent $1,238
Compare with Cottonwood - Sedona
Typical rent $1,448
Compare with Cottonwood - Camp Verde
Typical rent $1,059
Compare with Cottonwood - Prescott Valley
Typical rent $1,580
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Arizona
Bigger places in Arizona
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.