Cost of living in Cumberland, Maryland

Cumberland, Maryland has about 18,804 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $123,200.

HUD's fair-market rent for a 2-bedroom in Allegany County is $1,014 a month. That is the county number, not an apartment listing in Cumberland. It runs from October 2026 through September 2027.

Maryland's prices sit at 105.0 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Maryland taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Cumberland's exact store tax.

Some places in Maryland add a local wage tax. In 2023 the state average was about 2.40% of income. That is not a Cumberland bill.

In July 2026, a typical Maryland home paid 21.41¢ per kilowatt-hour. That is a state average from EIA, not Cumberland's bill.

EIA did not publish a 2025 all-grades gas price for Maryland in the table we use.

Among 293 places we list in Maryland with a rent figure, 285 have higher typical rent than Cumberland.