Cost of living in Elkhart, Indiana
Elkhart, Indiana has about 53,733 people. Typical rent is $998 a month, including utilities, and a typical household earns $51,028 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #94 in Indiana on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $998 a month.
Elkhart is a city in Indiana. That rent number includes utilities. A typical household earns $51,028 a year.
- People
- 53,733
- Census average, 2020–2024
- Typical rent
- $998
- Median gross rent, includes utilities
- Typical pay
- $51,028
- Median household income, yearly
- Typical home
- $139,500
- Median home value
- 2-bedroom fair rent
- $1,253
- Elkhart-Goshen, IN MSA
Elkhart, Indiana has about 53,733 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $139,500.
HUD's fair-market rent for a 2-bedroom in Elkhart County is $1,253 a month. That is the county number, not an apartment listing in Elkhart. It runs from October 2026 through September 2027.
In the Elkhart-Goshen, IN metro area, prices sit at 90.3 when the U.S. average is 100. That is a 2024 BEA index.
Indiana taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Elkhart's exact store tax.
Some places in Indiana add a local wage tax. In 2023 the state average was about 0.35% of income. That is not a Elkhart bill.
In July 2026, a typical Indiana home paid 16.73¢ per kilowatt-hour. That is a state average from EIA, not Elkhart's bill.
EIA did not publish a 2025 all-grades gas price for Indiana in the table we use.
Among 320 places we list in Indiana with a rent figure, 108 have higher typical rent than Elkhart.
Nearby places
- Simonton Lake
Typical rent $1,108
Compare with Elkhart - Dunlap
Typical rent $1,271
Compare with Elkhart - Osceola
Typical rent $1,654
Compare with Elkhart - Bristol
Typical rent $1,099
Compare with Elkhart - Granger
Typical rent $1,656
Compare with Elkhart - Edwardsburg
Typical rent $950
Compare with Elkhart - Mishawaka
Typical rent $1,070
- Goshen
Typical rent $1,093
Compare with Elkhart
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Indiana
Bigger places in Indiana
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.