Cost of living in Fernandina Beach, Florida
Simple answer
Typical rent is $1,259 a month.
Fernandina Beach is a city in Florida. That rent number includes utilities. A typical household earns $97,903 a year.
- People
- 13,420
- Census average, 2020–2024
- Typical rent
- $1,259
- Median gross rent, includes utilities
- Typical pay
- $97,903
- Median household income, yearly
- Typical home
- $555,400
- Median home value
- 2-bedroom fair rent
- $1,694
- Jacksonville, FL HUD Metro FMR Area
Fernandina Beach, Florida has about 13,420 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $555,400.
HUD's fair-market rent for a 2-bedroom in Nassau County is $1,694 a month. That is the county number, not an apartment listing in Fernandina Beach. It runs from October 2026 through September 2027.
In the Jacksonville, FL metro area, prices sit at 99.5 when the U.S. average is 100. That is a 2024 BEA index.
Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Fernandina Beach's exact store tax.
In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Fernandina Beach's bill.
In 2025, all-grades gas in Florida averaged $3.06 a gallon. EIA prints this yearly price for only some states.
Among 730 places we list in Florida with a rent figure, 542 have higher typical rent than Fernandina Beach.
Nearby places
- Yulee
Typical rent $1,754
Compare with Fernandina Beach - St. Marys
Typical rent $1,183
Compare with Fernandina Beach - Kings Bay Base
Typical rent $1,587
Compare with Fernandina Beach - Atlantic Beach
Typical rent $2,159
Compare with Fernandina Beach - Callahan
Typical rent $645
Compare with Fernandina Beach - Nassau Village-Ratliff
Typical rent $1,398
Compare with Fernandina Beach - Kingsland
Typical rent $1,275
- Neptune Beach
Typical rent $1,763
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Florida
Bigger places in Florida
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.