Cost of living in Ferndale, Washington

Ferndale, Washington has about 15,999 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $549,300.

HUD's fair-market rent for a 2-bedroom in Whatcom County is $1,872 a month. That is the county number, not an apartment listing in Ferndale. It runs from October 2026 through September 2027.

In the Bellingham, WA metro area, prices sit at 103.3 when the U.S. average is 100. That is a 2024 BEA index.

Washington does not tax wages. A typical combined sales tax is 9.5% as of January 1, 2026. That mix is statewide, not Ferndale's exact store tax.

In July 2026, a typical Washington home paid 14.71¢ per kilowatt-hour. That is a state average from EIA, not Ferndale's bill.

In 2025, all-grades gas in Washington averaged $4.23 a gallon. EIA prints this yearly price for only some states.

Among 355 places we list in Washington with a rent figure, 211 have higher typical rent than Ferndale.