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Cost & Benefits

Cost of living in Germantown, Maryland

Germantown, Maryland has about 90,719 people. Typical rent is $2,040 a month, including utilities, and a typical household earns $117,546 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #115 in Maryland on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $2,040 a month.

Germantown is a Census community, not a separate city government in Maryland. That rent number includes utilities. A typical household earns $117,546 a year.

Is Germantown affordable?See benefits in Germantown
People
90,719
Census average, 2020–2024
Typical rent
$2,040
Median gross rent, includes utilities
Typical pay
$117,546
Median household income, yearly
Typical home
$422,400
Median home value
2-bedroom fair rent
$2,438
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area

Germantown, Maryland has about 90,719 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $422,400.

HUD's fair-market rent for a 2-bedroom in Montgomery County is $2,438 a month. That is the county number, not an apartment listing in Germantown. It runs from October 2026 through September 2027.

In the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area, prices sit at 108.9 when the U.S. average is 100. That is a 2024 BEA index.

Maryland taxes wages. A typical combined sales tax is 6.0% as of January 1, 2026. That mix is statewide, not Germantown's exact store tax.

Some places in Maryland add a local wage tax. In 2023 the state average was about 2.40% of income. That is not a Germantown bill.

In July 2026, a typical Maryland home paid 21.41¢ per kilowatt-hour. That is a state average from EIA, not Germantown's bill.

EIA did not publish a 2025 all-grades gas price for Maryland in the table we use.

Among 293 places we list in Maryland with a rent figure, 96 have higher typical rent than Germantown.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near GermantownWhat EBT can buy in Maryland

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Maryland

Bigger places in Maryland

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.