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Cost & Benefits

Is Haverstraw, New York affordable?

In Haverstraw, New York, typical rent is $2,114 a month and typical pay is $75,167 a year. Rent is 34% of that pay. That is over the 30 percent line many counselors use, so housing can feel tight. These are Census 2020–2024 medians for a typical household, not your lease. This site does not approve or deny benefits.

Ranked #338 in New York on the 2026 Most Affordable Towns Index.

Simple answer

It's tight.

Typical rent is $2,114 a month, or $25,368 a year. Typical pay is $75,167 a year. Rent is 34% of that pay. That is over the 30% line. A lot of families would feel the squeeze.

The middle rent among places we list in this state is $1,471 a month. Haverstraw is higher.

A typical home costs about 4.8 years of typical household pay. That is home value divided by income. It is not a mortgage quote.

The 30% rule is a budget guide. It is not a benefit rule, and it is not your landlord's rule.

Taxes, childcare, and your own rent can change the picture. Benefit rules follow the state, not the city line.

Census 2020-2024. This page uses typical households, not your budget.