Cost of living in Heritage Lake, Indiana

Heritage Lake, Indiana has about 3,227 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $262,900.

HUD's fair-market rent for a 2-bedroom in Putnam County is $1,056 a month. That is the county number, not an apartment listing in Heritage Lake. It runs from October 2026 through September 2027.

Indiana's prices sit at 93.3 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Indiana taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Heritage Lake's exact store tax.

Some places in Indiana add a local wage tax. In 2023 the state average was about 0.35% of income. That is not a Heritage Lake bill.

In July 2026, a typical Indiana home paid 16.73¢ per kilowatt-hour. That is a state average from EIA, not Heritage Lake's bill.

EIA does not publish a Indiana gasoline price. For the week of October 12, 2026, the Midwest (PADD 2) all-grades price was $4.237 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,033.76 a year. Those miles are our standard, not a Census figure, and every town in Indiana shares this price.