Cost of living in Jersey City, New Jersey
Jersey City, New Jersey has about 294,078 people. Typical rent is $2,007 a month, including utilities, and a typical household earns $97,710 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #248 in New Jersey on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $2,007 a month.
Jersey City is a city in New Jersey. That rent number includes utilities. A typical household earns $97,710 a year.
- People
- 294,078
- Census average, 2020–2024
- Typical rent
- $2,007
- Median gross rent, includes utilities
- Typical pay
- $97,710
- Median household income, yearly
- Typical home
- $566,900
- Median home value
- 2-bedroom fair rent
- $2,792
- Jersey City, NJ HUD Metro FMR Area
- Gas
- $4.470
- Central Atlantic (PADD 1B), week of October 12, 2026
Jersey City, New Jersey has about 294,078 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $566,900.
HUD's fair-market rent for a 2-bedroom in Hudson County is $2,792 a month. That is the county number, not an apartment listing in Jersey City. It runs from October 2026 through September 2027.
In the New York-Newark-Jersey City, NY-NJ metro area, prices sit at 112.6 when the U.S. average is 100. That is a 2024 BEA index.
New Jersey taxes wages. A typical combined sales tax is 6.6% as of January 1, 2026. That mix is statewide, not Jersey City's exact store tax.
In July 2026, a typical New Jersey home paid 25.19¢ per kilowatt-hour. That is a state average from EIA, not Jersey City's bill.
EIA does not publish a New Jersey gasoline price. For the week of October 12, 2026, the Central Atlantic (PADD 1B) all-grades price was $4.470 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,145.60 a year. Those miles are our standard, not a Census figure, and every town in New Jersey shares this price.
Among 485 places we list in New Jersey with a rent figure, 157 have higher typical rent than Jersey City.
Nearby places
- Hoboken
Typical rent $2,938
Compare with Jersey City - Bayonne
Typical rent $1,682
Compare with Jersey City - Kearny
Typical rent $1,720
Compare with Jersey City - Union City
Typical rent $1,537
Compare with Jersey City - Secaucus
Typical rent $2,391
Compare with Jersey City - Harrison
Typical rent $2,226
Compare with Jersey City - Newark
Typical rent $1,392
Compare with Jersey City - East Newark
Typical rent $1,799
Compare with Jersey City
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in New Jersey
Bigger places in New Jersey
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.