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Cost & Benefits

Cost of living in Kailua, Hawaii

Kailua, Hawaii has about 21,818 people. Typical rent is $1,754 a month, including utilities, and a typical household earns $88,211 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #25 in Hawaii on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,754 a month.

Kailua is a Census community, not a separate city government in Hawaii. That rent number includes utilities. A typical household earns $88,211 a year.

Is Kailua affordable?See benefits in Kailua
People
21,818
Census average, 2020–2024
Typical rent
$1,754
Median gross rent, includes utilities
Typical pay
$88,211
Median household income, yearly
Typical home
$667,400
Median home value
2-bedroom fair rent
$2,081
Hawaii County, HI

Kailua, Hawaii has about 21,818 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $667,400.

HUD's fair-market rent for a 2-bedroom in Hawaii County is $2,081 a month. That is the county number, not an apartment listing in Kailua. It runs from October 2026 through September 2027.

Hawaii's prices sit at 110.0 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Hawaii taxes wages. A typical combined sales tax is 4.5% as of January 1, 2026. That mix is statewide, not Kailua's exact store tax.

In July 2026, a typical Hawaii home paid 48.00¢ per kilowatt-hour. That is a state average from EIA, not Kailua's bill.

EIA did not publish a 2025 all-grades gas price for Hawaii in the table we use.

Among 118 places we list in Hawaii with a rent figure, 75 have higher typical rent than Kailua.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near KailuaWhat EBT can buy in Hawaii

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Hawaii

Bigger places in Hawaii

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.