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Cost & Benefits

Cost of living in Key Largo, Florida

Key Largo, Florida has about 13,026 people. Typical rent is $1,887 a month, including utilities, and a typical household earns $85,778 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #370 in Florida on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,887 a month.

Key Largo is a Census community, not a separate city government in Florida. That rent number includes utilities. A typical household earns $85,778 a year.

Is Key Largo affordable?See benefits in Key Largo
People
13,026
Census average, 2020–2024
Typical rent
$1,887
Median gross rent, includes utilities
Typical pay
$85,778
Median household income, yearly
Typical home
$643,900
Median home value
2-bedroom fair rent
$2,254
Monroe County, FL

Key Largo, Florida has about 13,026 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $643,900.

HUD's fair-market rent for a 2-bedroom in Monroe County is $2,254 a month. That is the county number, not an apartment listing in Key Largo. It runs from October 2026 through September 2027.

Florida's prices sit at 103.4 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Key Largo's exact store tax.

In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Key Largo's bill.

In 2025, all-grades gas in Florida averaged $3.06 a gallon. EIA prints this yearly price for only some states.

Among 730 places we list in Florida with a rent figure, 199 have higher typical rent than Key Largo.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Key LargoWhat EBT can buy in Florida

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Florida

Bigger places in Florida

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.