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Cost & Benefits

Is Ko Olina, Hawaii affordable?

In Ko Olina, Hawaii, typical rent is $3,501 a month and typical pay is $132,636 a year. Rent is 32% of that pay. That is over the 30 percent line many counselors use, so housing can feel tight. These are Census 2020–2024 medians for a typical household, not your lease. This site does not approve or deny benefits.

Simple answer

It's tight.

Typical rent is $3,501 a month, or $42,012 a year. Typical pay is $132,636 a year. Rent is 32% of that pay. That is over the 30% line. A lot of families would feel the squeeze.

The middle rent among places we list in this state is $1,979 a month. Ko Olina is higher.

A typical home costs about 7.0 years of typical household pay. That is home value divided by income. It is not a mortgage quote.

The 30% rule is a budget guide. It is not a benefit rule, and it is not your landlord's rule.

Taxes, childcare, and your own rent can change the picture. Benefit rules follow the state, not the city line.

Census 2020-2024. This page uses typical households, not your budget.