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Cost & Benefits

Cost of living in Ladysmith, Wisconsin

Ladysmith, Wisconsin has about 3,227 people. Typical rent is $882 a month, including utilities, and a typical household earns $41,719 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Simple answer

Typical rent is $882 a month.

Ladysmith is a city in Wisconsin. That rent number includes utilities. A typical household earns $41,719 a year.

Is Ladysmith affordable?See benefits in Ladysmith
People
3,227
Census average, 2020–2024
Typical rent
$882
Median gross rent, includes utilities
Typical pay
$41,719
Median household income, yearly
Typical home
$124,200
Median home value
2-bedroom fair rent
$1,014
Rusk County, WI

Ladysmith, Wisconsin has about 3,227 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $124,200.

HUD's fair-market rent for a 2-bedroom in Rusk County is $1,014 a month. That is the county number, not an apartment listing in Ladysmith. It runs from October 2026 through September 2027.

Wisconsin's prices sit at 94.1 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Wisconsin taxes wages. A typical combined sales tax is 5.7% as of January 1, 2026. That mix is statewide, not Ladysmith's exact store tax.

In July 2026, a typical Wisconsin home paid 19.06¢ per kilowatt-hour. That is a state average from EIA, not Ladysmith's bill.

EIA did not publish a 2025 all-grades gas price for Wisconsin in the table we use.

Among 372 places we list in Wisconsin with a rent figure, 251 have higher typical rent than Ladysmith.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near LadysmithWhat EBT can buy in Wisconsin

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Wisconsin

Bigger places in Wisconsin

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.