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Cost & Benefits

Cost of living in Lake City, Florida

Lake City, Florida has about 12,515 people. Typical rent is $1,040 a month, including utilities, and a typical household earns $56,472 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #154 in Florida on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,040 a month.

Lake City is a city in Florida. That rent number includes utilities. A typical household earns $56,472 a year.

People
12,515
Census average, 2020–2024
Typical rent
$1,040
Median gross rent, includes utilities
Typical pay
$56,472
Median household income, yearly
Typical home
$184,900
Median home value
2-bedroom fair rent
$1,187
Columbia County, FL
Gas
$4.084
Florida, week of October 12, 2026

Lake City, Florida has about 12,515 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $184,900.

HUD's fair-market rent for a 2-bedroom in Columbia County is $1,187 a month. That is the county number, not an apartment listing in Lake City. It runs from October 2026 through September 2027.

Florida's prices sit at 103.4 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Lake City's exact store tax.

In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Lake City's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in Florida was $4.084 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $1,960.32 a year. Those miles are our standard, not a Census figure, and every town in Florida shares this price.

Among 730 places we list in Florida with a rent figure, 646 have higher typical rent than Lake City.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Florida

Bigger places in Florida

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.