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Cost & Benefits

Cost of living in Lorain, Ohio

Lorain, Ohio has about 65,395 people. Typical rent is $887 a month, including utilities, and a typical household earns $48,685 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #248 in Ohio on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $887 a month.

Lorain is a city in Ohio. That rent number includes utilities. A typical household earns $48,685 a year.

People
65,395
Census average, 2020–2024
Typical rent
$887
Median gross rent, includes utilities
Typical pay
$48,685
Median household income, yearly
Typical home
$139,200
Median home value
2-bedroom fair rent
$1,274
Cleveland, OH HUD Metro FMR Area

Lorain, Ohio has about 65,395 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $139,200.

HUD's fair-market rent for a 2-bedroom in Lorain County is $1,274 a month. That is the county number, not an apartment listing in Lorain. It runs from October 2026 through September 2027.

In the Cleveland, OH metro area, prices sit at 93.9 when the U.S. average is 100. That is a 2024 BEA index.

Ohio taxes wages. A typical combined sales tax is 7.3% as of January 1, 2026. That mix is statewide, not Lorain's exact store tax.

Some places in Ohio add a local wage tax. In 2023 the state average was about 1.20% of income. That is not a Lorain bill.

In July 2026, a typical Ohio home paid 19.45¢ per kilowatt-hour. That is a state average from EIA, not Lorain's bill.

In 2025, all-grades gas in Ohio averaged $3.06 a gallon. EIA prints this yearly price for only some states.

Among 618 places we list in Ohio with a rent figure, 372 have higher typical rent than Lorain.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Ohio

Bigger places in Ohio

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.