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Cost & Benefits

Cost of living in Oak Harbor, Washington

Oak Harbor, Washington has about 24,362 people. Typical rent is $1,645 a month, including utilities, and a typical household earns $76,084 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #171 in Washington on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,645 a month.

Oak Harbor is a city in Washington. That rent number includes utilities. A typical household earns $76,084 a year.

Is Oak Harbor affordable?See benefits in Oak Harbor
People
24,362
Census average, 2020–2024
Typical rent
$1,645
Median gross rent, includes utilities
Typical pay
$76,084
Median household income, yearly
Typical home
$461,200
Median home value
2-bedroom fair rent
$1,824
Island County, WA

Oak Harbor, Washington has about 24,362 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $461,200.

HUD's fair-market rent for a 2-bedroom in Island County is $1,824 a month. That is the county number, not an apartment listing in Oak Harbor. It runs from October 2026 through September 2027.

Washington's prices sit at 107.0 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Washington does not tax wages. A typical combined sales tax is 9.5% as of January 1, 2026. That mix is statewide, not Oak Harbor's exact store tax.

In July 2026, a typical Washington home paid 14.71¢ per kilowatt-hour. That is a state average from EIA, not Oak Harbor's bill.

In 2025, all-grades gas in Washington averaged $4.23 a gallon. EIA prints this yearly price for only some states.

Among 355 places we list in Washington with a rent figure, 184 have higher typical rent than Oak Harbor.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Oak HarborWhat EBT can buy in Washington

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Washington

Bigger places in Washington

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.