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Cost & Benefits

Cost of living in O'Neill, Nebraska

Simple answer

Typical rent is $697 a month.

O'Neill is a city in Nebraska. That rent number includes utilities. A typical household earns $56,510 a year.

Is O'Neill affordable?See benefits in O'Neill
People
3,570
Census average, 2020–2024
Typical rent
$697
Median gross rent, includes utilities
Typical pay
$56,510
Median household income, yearly
Typical home
$153,300
Median home value
2-bedroom fair rent
$1,014
Holt County, NE

O'Neill, Nebraska has about 3,570 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $153,300.

HUD's fair-market rent for a 2-bedroom in Holt County is $1,014 a month. That is the county number, not an apartment listing in O'Neill. It runs from October 2026 through September 2027.

Nebraska's prices sit at 90.1 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Nebraska taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not O'Neill's exact store tax.

In July 2026, a typical Nebraska home paid 13.78¢ per kilowatt-hour. That is a state average from EIA, not O'Neill's bill.

EIA did not publish a 2025 all-grades gas price for Nebraska in the table we use.

Among 108 places we list in Nebraska with a rent figure, 91 have higher typical rent than O'Neill.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near O'NeillWhat EBT can buy in Nebraska

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Nebraska

Bigger places in Nebraska

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.