Is Orchard Homes, Montana affordable?
In Orchard Homes, Montana, typical rent is $1,000 a month and typical pay is $64,904 a year. Rent is 18% of that pay. That is under the 30 percent line many counselors use. These are Census 2020–2024 medians for a typical household, not your lease. This site does not approve or deny benefits.
Ranked #18 in Montana on the 2026 Most Affordable Towns Index.
Simple answer
Yes, for many people.
Typical rent is $1,000 a month, or $12,000 a year. Typical pay is $64,904 a year. Rent is 18% of that pay. That is under the 30% line many counselors use.
The middle rent among places we list in this state is $950 a month. Orchard Homes is higher.
A typical home costs about 8.5 years of typical household pay. That is home value divided by income. It is not a mortgage quote.
The 30% rule is a budget guide. It is not a benefit rule, and it is not your landlord's rule.
Taxes, childcare, and your own rent can change the picture. Benefit rules follow the state, not the city line.
Census 2020-2024. This page uses typical households, not your budget.