Cost of living in Otsego, Minnesota
Simple answer
Typical rent is $1,765 a month.
Otsego is a city in Minnesota. That rent number includes utilities. A typical household earns $119,927 a year.
- People
- 22,245
- Census average, 2020–2024
- Typical rent
- $1,765
- Median gross rent, includes utilities
- Typical pay
- $119,927
- Median household income, yearly
- Typical home
- $396,700
- Median home value
- 2-bedroom fair rent
- $1,734
- Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
Otsego, Minnesota has about 22,245 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $396,700.
HUD's fair-market rent for a 2-bedroom in Wright County is $1,734 a month. That is the county number, not an apartment listing in Otsego. It runs from October 2026 through September 2027.
In the Minneapolis-St. Paul-Bloomington, MN-WI metro area, prices sit at 104.8 when the U.S. average is 100. That is a 2024 BEA index.
Minnesota taxes wages. A typical combined sales tax is 8.1% as of January 1, 2026. That mix is statewide, not Otsego's exact store tax.
In July 2026, a typical Minnesota home paid 17.45¢ per kilowatt-hour. That is a state average from EIA, not Otsego's bill.
In 2025, all-grades gas in Minnesota averaged $3.02 a gallon. EIA prints this yearly price for only some states.
Among 338 places we list in Minnesota with a rent figure, 34 have higher typical rent than Otsego.
Nearby places
- Albertville
Typical rent $1,348
Compare with Otsego - Elk River
Typical rent $1,283
Compare with Otsego - St. Michael
Typical rent $1,483
Compare with Otsego - Rogers
Typical rent $1,789
Compare with Otsego - Hanover
Typical rent $1,853
Compare with Otsego - Big Lake
Typical rent $1,340
Compare with Otsego - Ramsey
Typical rent $1,826
- Monticello
Typical rent $1,405
Compare with Otsego
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Minnesota
Bigger places in Minnesota
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.