Cost of living in Palatka, Florida
Palatka, Florida has about 10,650 people. Typical rent is $901 a month, including utilities, and a typical household earns $32,021 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #369 in Florida on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $901 a month.
Palatka is a city in Florida. That rent number includes utilities. A typical household earns $32,021 a year.
- People
- 10,650
- Census average, 2020–2024
- Typical rent
- $901
- Median gross rent, includes utilities
- Typical pay
- $32,021
- Median household income, yearly
- Typical home
- $150,500
- Median home value
- 2-bedroom fair rent
- $1,040
- Putnam County, FL
Palatka, Florida has about 10,650 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $150,500.
HUD's fair-market rent for a 2-bedroom in Putnam County is $1,040 a month. That is the county number, not an apartment listing in Palatka. It runs from October 2026 through September 2027.
Florida's prices sit at 103.4 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.
Florida does not tax wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Palatka's exact store tax.
In July 2026, a typical Florida home paid 15.03¢ per kilowatt-hour. That is a state average from EIA, not Palatka's bill.
In 2025, all-grades gas in Florida averaged $3.06 a gallon. EIA prints this yearly price for only some states.
Among 730 places we list in Florida with a rent figure, 682 have higher typical rent than Palatka.
Nearby places
- East Palatka
Typical rent $1,101
Compare with Palatka - Flagler Estates
Typical rent $1,147
Compare with Palatka - Interlachen
Typical rent $802
Compare with Palatka - Crescent City
Typical rent $789
Compare with Palatka - Lake Kerr
Typical rent $525
Compare with Palatka - Green Cove Springs
Typical rent $1,114
Compare with Palatka - Keystone Heights
Typical rent $1,258
- St. Augustine Shores
Typical rent $2,084
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Florida
Bigger places in Florida
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.