Cost of living in Pontotoc, Mississippi
Pontotoc, Mississippi has about 5,806 people. Typical rent is $803 a month, including utilities, and a typical household earns $46,167 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #17 in Mississippi on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $803 a month.
Pontotoc is a city in Mississippi. That rent number includes utilities. A typical household earns $46,167 a year.
- People
- 5,806
- Census average, 2020–2024
- Typical rent
- $803
- Median gross rent, includes utilities
- Typical pay
- $46,167
- Median household income, yearly
- Typical home
- $155,800
- Median home value
- 2-bedroom fair rent
- $923
- Pontotoc County, MS
- Gas
- $3.954
- Gulf Coast (PADD 3), week of October 12, 2026
Pontotoc, Mississippi has about 5,806 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $155,800.
HUD's fair-market rent for a 2-bedroom in Pontotoc County is $923 a month. That is the county number, not an apartment listing in Pontotoc. It runs from October 2026 through September 2027.
Mississippi's prices sit at 87.0 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.
Mississippi taxes wages. A typical combined sales tax is 7.1% as of January 1, 2026. That mix is statewide, not Pontotoc's exact store tax.
In July 2026, a typical Mississippi home paid 14.54¢ per kilowatt-hour. That is a state average from EIA, not Pontotoc's bill.
EIA does not publish a Mississippi gasoline price. For the week of October 12, 2026, the Gulf Coast (PADD 3) all-grades price was $3.954 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $1,897.92 a year. Those miles are our standard, not a Census figure, and every town in Mississippi shares this price.
Among 172 places we list in Mississippi with a rent figure, 99 have higher typical rent than Pontotoc.
Nearby places
- Ecru
Typical rent $797
Compare with Pontotoc - Tupelo
Typical rent $976
Compare with Pontotoc - New Albany
Typical rent $973
Compare with Pontotoc - Verona
Typical rent $1,011
Compare with Pontotoc - Saltillo
Typical rent $999
Compare with Pontotoc - Shannon
Typical rent $822
Compare with Pontotoc - Okolona
Typical rent $582
- Guntown
Typical rent $1,038
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Mississippi
Bigger places in Mississippi
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.