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Cost & Benefits

Cost of living in Santa Fe, New Mexico

Santa Fe, New Mexico has about 89,019 people. Typical rent is $1,463 a month, including utilities, and a typical household earns $73,482 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #43 in New Mexico on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,463 a month.

Santa Fe is a city in New Mexico. That rent number includes utilities. A typical household earns $73,482 a year.

Is Santa Fe affordable?See benefits in Santa Fe
People
89,019
Census average, 2020–2024
Typical rent
$1,463
Median gross rent, includes utilities
Typical pay
$73,482
Median household income, yearly
Typical home
$444,900
Median home value
2-bedroom fair rent
$1,735
Santa Fe, NM MSA
Gas
$3.954
Gulf Coast (PADD 3), week of October 12, 2026

Santa Fe, New Mexico has about 89,019 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $444,900.

HUD's fair-market rent for a 2-bedroom in Santa Fe County is $1,735 a month. That is the county number, not an apartment listing in Santa Fe. It runs from October 2026 through September 2027.

In the Santa Fe, NM metro area, prices sit at 98.8 when the U.S. average is 100. That is a 2024 BEA index.

New Mexico taxes wages. A typical combined sales tax is 7.7% as of January 1, 2026. That mix is statewide, not Santa Fe's exact store tax.

In July 2026, a typical New Mexico home paid 16.09¢ per kilowatt-hour. That is a state average from EIA, not Santa Fe's bill.

EIA does not publish a New Mexico gasoline price. For the week of October 12, 2026, the Gulf Coast (PADD 3) all-grades price was $3.954 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $1,897.92 a year. Those miles are our standard, not a Census figure, and every town in New Mexico shares this price.

Among 117 places we list in New Mexico with a rent figure, 9 have higher typical rent than Santa Fe.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near Santa FeWhat EBT can buy in New Mexico

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in New Mexico

Bigger places in New Mexico

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.