Cost of living in Spencer, Massachusetts
Simple answer
Typical rent is $1,049 a month.
Spencer is a Census community, not a separate city government in Massachusetts. That rent number includes utilities. A typical household earns $59,931 a year.
- People
- 5,661
- Census average, 2020–2024
- Typical rent
- $1,049
- Median gross rent, includes utilities
- Typical pay
- $59,931
- Median household income, yearly
- Typical home
- $341,300
- Median home value
- 2-bedroom fair rent
- $2,043
- Worcester, MA HUD Metro FMR Area
Spencer, Massachusetts has about 5,661 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $341,300.
HUD's fair-market rent for a 2-bedroom in this town's area (Worcester, MA HUD Metro FMR Area) is $2,043 a month. That rate runs from October 2026 through September 2027.
In the Worcester, MA metro area, prices sit at 102.5 when the U.S. average is 100. That is a 2024 BEA index.
Massachusetts taxes wages. A typical combined sales tax is 6.3% as of January 1, 2026. That mix is statewide, not Spencer's exact store tax.
In July 2026, a typical Massachusetts home paid 30.49¢ per kilowatt-hour. That is a state average from EIA, not Spencer's bill.
In 2025, all-grades gas in Massachusetts averaged $3.13 a gallon. EIA prints this yearly price for only some states.
Among 203 places we list in Massachusetts with a rent figure, 181 have higher typical rent than Spencer.
Nearby places
- East Brookfield
Typical rent $1,134
Compare with Spencer - North Brookfield
Typical rent $993
Compare with Spencer - West Brookfield
Typical rent $1,128
Compare with Spencer - Rutland
Typical rent $1,061
Compare with Spencer - Worcester
Typical rent $1,487
Compare with Spencer - Warren
Typical rent $720
Compare with Spencer - Fiskdale
- Sturbridge
Typical rent $2,009
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Massachusetts
Bigger places in Massachusetts
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.