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Cost & Benefits

Cost of living in Spencer, Oklahoma

Simple answer

We don't have a typical rent for Spencer.

The Census Bureau did not publish a median rent for this place in the 2020–2024 survey. We will not guess one.

Is Spencer affordable?See benefits in Spencer
People
3,928
Census average, 2020–2024
Typical rent
Not published
Median gross rent, includes utilities
Typical pay
$59,861
Median household income, yearly
Typical home
$157,000
Median home value
2-bedroom fair rent
$1,264
Oklahoma City, OK HUD Metro FMR Area

Spencer, Oklahoma has about 3,928 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $157,000.

HUD's fair-market rent for a 2-bedroom in Oklahoma County is $1,264 a month. That is the county number, not an apartment listing in Spencer. It runs from October 2026 through September 2027.

In the Oklahoma City, OK metro area, prices sit at 90.4 when the U.S. average is 100. That is a 2024 BEA index.

Oklahoma taxes wages. A typical combined sales tax is 9.1% as of January 1, 2026. That mix is statewide, not Spencer's exact store tax.

In July 2026, a typical Oklahoma home paid 14.35¢ per kilowatt-hour. That is a state average from EIA, not Spencer's bill.

EIA did not publish a 2025 all-grades gas price for Oklahoma in the table we use.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near SpencerWhat EBT can buy in Oklahoma

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Oklahoma

Bigger places in Oklahoma

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.