Cost of living in Spencerville, Ohio

Spencerville, Ohio has about 2,107 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $137,100.

HUD's fair-market rent for a 2-bedroom in Allen County is $1,179 a month. That is the county number, not an apartment listing in Spencerville. It runs from October 2026 through September 2027.

In the Lima, OH metro area, prices sit at 89.7 when the U.S. average is 100. That is a 2024 BEA index.

Ohio taxes wages. A typical combined sales tax is 7.3% as of January 1, 2026. That mix is statewide, not Spencerville's exact store tax.

Some places in Ohio add a local wage tax. In 2023 the state average was about 1.20% of income. That is not a Spencerville bill.

In July 2026, a typical Ohio home paid 19.45¢ per kilowatt-hour. That is a state average from EIA, not Spencerville's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in Ohio was $3.974 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $1,907.52 a year. Those miles are our standard, not a Census figure, and every town in Ohio shares this price.

Among 618 places we list in Ohio with a rent figure, 313 have higher typical rent than Spencerville.