Cost of living in St. Charles, Illinois
Simple answer
Typical rent is $1,819 a month.
St. Charles is a city in Illinois. That rent number includes utilities. A typical household earns $114,300 a year.
- People
- 32,854
- Census average, 2020–2024
- Typical rent
- $1,819
- Median gross rent, includes utilities
- Typical pay
- $114,300
- Median household income, yearly
- Typical home
- $377,400
- Median home value
- 2-bedroom fair rent
- $2,011
- Chicago-Joliet-Naperville, IL HUD Metro FMR Area
St. Charles, Illinois has about 32,854 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $377,400.
HUD's fair-market rent for a 2-bedroom in Kane County is $2,011 a month. That is the county number, not an apartment listing in St. Charles. It runs from October 2026 through September 2027.
In the Chicago-Naperville-Elgin, IL-IN metro area, prices sit at 103.6 when the U.S. average is 100. That is a 2024 BEA index.
Illinois taxes wages. A typical combined sales tax is 9.0% as of January 1, 2026. That mix is statewide, not St. Charles's exact store tax.
In July 2026, a typical Illinois home paid 19.22¢ per kilowatt-hour. That is a state average from EIA, not St. Charles's bill.
EIA did not publish a 2025 all-grades gas price for Illinois in the table we use.
Among 648 places we list in Illinois with a rent figure, 62 have higher typical rent than St. Charles.
Nearby places
- Geneva
Typical rent $1,768
Compare with St. Charles - Wayne
Typical rent $2,850
Compare with St. Charles - South Elgin
Typical rent $1,640
Compare with St. Charles - West Chicago
Typical rent $1,469
Compare with St. Charles - Batavia
Typical rent $1,347
Compare with St. Charles - Campton Hills
Typical rent $1,750
Compare with St. Charles - Bartlett
Typical rent $1,883
- North Aurora
Typical rent $1,504
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Illinois
Bigger places in Illinois
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.