Cost of living in St. James, Minnesota

St. James, Minnesota has about 4,767 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $122,100.

HUD's fair-market rent for a 2-bedroom in Watonwan County is $1,014 a month. That is the county number, not an apartment listing in St. James. It runs from October 2026 through September 2027.

Minnesota's prices sit at 98.6 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Minnesota taxes wages. A typical combined sales tax is 8.1% as of January 1, 2026. That mix is statewide, not St. James's exact store tax.

In July 2026, a typical Minnesota home paid 17.45¢ per kilowatt-hour. That is a state average from EIA, not St. James's bill.

In 2025, all-grades gas in Minnesota averaged $3.02 a gallon. EIA prints this yearly price for only some states.

Among 338 places we list in Minnesota with a rent figure, 251 have higher typical rent than St. James.