Cost of living in St. Joseph, Missouri
Simple answer
Typical rent is $898 a month.
St. Joseph is a city in Missouri. That rent number includes utilities. A typical household earns $57,956 a year.
- People
- 71,236
- Census average, 2020–2024
- Typical rent
- $898
- Median gross rent, includes utilities
- Typical pay
- $57,956
- Median household income, yearly
- Typical home
- $154,200
- Median home value
- 2-bedroom fair rent
- $1,101
- St. Joseph, MO-KS MSA
St. Joseph, Missouri has about 71,236 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $154,200.
HUD's fair-market rent for a 2-bedroom in Buchanan County is $1,101 a month. That is the county number, not an apartment listing in St. Joseph. It runs from October 2026 through September 2027.
In the St. Joseph, MO-KS metro area, prices sit at 86.4 when the U.S. average is 100. That is a 2024 BEA index.
Missouri taxes wages. A typical combined sales tax is 8.4% as of January 1, 2026. That mix is statewide, not St. Joseph's exact store tax.
Some places in Missouri add a local wage tax. In 2023 the state average was about 0.18% of income. That is not a St. Joseph bill.
In July 2026, a typical Missouri home paid 16.09¢ per kilowatt-hour. That is a state average from EIA, not St. Joseph's bill.
EIA did not publish a 2025 all-grades gas price for Missouri in the table we use.
Among 350 places we list in Missouri with a rent figure, 179 have higher typical rent than St. Joseph.
Nearby places
- Wathena
Typical rent $428
Compare with St. Joseph - Country Club
Typical rent $1,129
Compare with St. Joseph - Savannah
Typical rent $852
Compare with St. Joseph - Gower
Typical rent $926
Compare with St. Joseph - Atchison
Typical rent $737
Compare with St. Joseph - Plattsburg
Typical rent $772
Compare with St. Joseph - Weston
Typical rent $1,000
- Platte City
Typical rent $1,226
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Missouri
Bigger places in Missouri
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.