Cost of living in Sterling, Illinois
Sterling, Illinois has about 14,717 people. Typical rent is $859 a month, including utilities, and a typical household earns $57,350 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.
Ranked #88 in Illinois on the 2026 Most Affordable Towns Index.
Simple answer
Typical rent is $859 a month.
Sterling is a city in Illinois. That rent number includes utilities. A typical household earns $57,350 a year.
- People
- 14,717
- Census average, 2020–2024
- Typical rent
- $859
- Median gross rent, includes utilities
- Typical pay
- $57,350
- Median household income, yearly
- Typical home
- $108,700
- Median home value
- 2-bedroom fair rent
- $945
- Whiteside County, IL
- Gas
- $4.237
- Midwest (PADD 2), week of October 12, 2026
Sterling, Illinois has about 14,717 people. That count is a 2020–2024 Census average, not a headcount from one day.
A typical home is worth about $108,700.
HUD's fair-market rent for a 2-bedroom in Whiteside County is $945 a month. That is the county number, not an apartment listing in Sterling. It runs from October 2026 through September 2027.
Illinois's prices sit at 100.0 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.
Illinois taxes wages. A typical combined sales tax is 9.0% as of January 1, 2026. That mix is statewide, not Sterling's exact store tax.
In July 2026, a typical Illinois home paid 19.22¢ per kilowatt-hour. That is a state average from EIA, not Sterling's bill.
EIA does not publish a Illinois gasoline price. For the week of October 12, 2026, the Midwest (PADD 2) all-grades price was $4.237 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,033.76 a year. Those miles are our standard, not a Census figure, and every town in Illinois shares this price.
Among 648 places we list in Illinois with a rent figure, 454 have higher typical rent than Sterling.
Nearby places
- Rock Falls
Typical rent $754
Compare with Sterling - Dixon
Typical rent $912
Compare with Sterling - Milledgeville
Typical rent $513
Compare with Sterling - Morrison
Typical rent $760
Compare with Sterling - Polo
Typical rent $851
Compare with Sterling - Prophetstown
Typical rent $733
Compare with Sterling - Walnut
Typical rent $617
Compare with Sterling - Amboy
Typical rent $824
Compare with Sterling
EBT nearby
USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.
Locator page updated 2026-09-11. Last checked 2026-10-16.
Food stamps (SNAP) tools in Illinois
Bigger places in Illinois
Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.