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Cost & Benefits

Cost of living in Swansboro, North Carolina

Simple answer

Typical rent is $1,106 a month.

Swansboro is a town in North Carolina. That rent number includes utilities. A typical household earns $114,425 a year.

People
3,997
Census average, 2020–2024
Typical rent
$1,106
Median gross rent, includes utilities
Typical pay
$114,425
Median household income, yearly
Typical home
$378,700
Median home value
2-bedroom fair rent
$1,319
Jacksonville, NC MSA

Swansboro, North Carolina has about 3,997 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $378,700.

HUD's fair-market rent for a 2-bedroom in Onslow County is $1,319 a month. That is the county number, not an apartment listing in Swansboro. It runs from October 2026 through September 2027.

In the Jacksonville, NC metro area, prices sit at 92.1 when the U.S. average is 100. That is a 2024 BEA index.

North Carolina taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Swansboro's exact store tax.

In July 2026, a typical North Carolina home paid 15.16¢ per kilowatt-hour. That is a state average from EIA, not Swansboro's bill.

EIA did not publish a 2025 all-grades gas price for North Carolina in the table we use.

Among 407 places we list in North Carolina with a rent figure, 161 have higher typical rent than Swansboro.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in North Carolina

Bigger places in North Carolina

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.