Cost of living in Toccoa, Georgia

Toccoa, Georgia has about 9,238 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $178,100.

HUD's fair-market rent for a 2-bedroom in Stephens County is $1,002 a month. That is the county number, not an apartment listing in Toccoa. It runs from October 2026 through September 2027.

Georgia's prices sit at 96.3 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Georgia taxes wages. A typical combined sales tax is 7.5% as of January 1, 2026. That mix is statewide, not Toccoa's exact store tax.

In July 2026, a typical Georgia home paid 16.27¢ per kilowatt-hour. That is a state average from EIA, not Toccoa's bill.

EIA did not publish a 2025 all-grades gas price for Georgia in the table we use.

Among 354 places we list in Georgia with a rent figure, 308 have higher typical rent than Toccoa.