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Cost & Benefits

Cost of living in Urbana, Iowa

Urbana, Iowa has about 1,639 people. Typical rent is $860 a month, including utilities, and a typical household earns $115,655 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Simple answer

Typical rent is $860 a month.

Urbana is a city in Iowa. That rent number includes utilities. A typical household earns $115,655 a year.

People
1,639
Census average, 2020–2024
Typical rent
$860
Median gross rent, includes utilities
Typical pay
$115,655
Median household income, yearly
Typical home
$228,900
Median home value
2-bedroom fair rent
$982
Benton County, IA HUD Metro FMR Area
Gas
$4.237
Midwest (PADD 2), week of October 12, 2026

Urbana, Iowa has about 1,639 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $228,900.

HUD's fair-market rent for a 2-bedroom in Benton County is $982 a month. That is the county number, not an apartment listing in Urbana. It runs from October 2026 through September 2027.

In the Cedar Rapids, IA metro area, prices sit at 89.0 when the U.S. average is 100. That is a 2024 BEA index.

Iowa taxes wages. A typical combined sales tax is 6.9% as of January 1, 2026. That mix is statewide, not Urbana's exact store tax.

Some places in Iowa add a local wage tax. In 2023 the state average was about 0.08% of income. That is not a Urbana bill.

In July 2026, a typical Iowa home paid 15.99¢ per kilowatt-hour. That is a state average from EIA, not Urbana's bill.

EIA does not publish a Iowa gasoline price. For the week of October 12, 2026, the Midwest (PADD 2) all-grades price was $4.237 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,033.76 a year. Those miles are our standard, not a Census figure, and every town in Iowa shares this price.

Among 264 places we list in Iowa with a rent figure, 128 have higher typical rent than Urbana.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Iowa

Bigger places in Iowa

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.