Cost of living in Waterford, California

Waterford, California has about 9,204 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $402,200.

HUD's fair-market rent for a 2-bedroom in Stanislaus County is $1,803 a month. That is the county number, not an apartment listing in Waterford. It runs from October 2026 through September 2027.

In the Modesto, CA metro area, prices sit at 104.1 when the U.S. average is 100. That is a 2024 BEA index.

California taxes wages. A typical combined sales tax is 9.0% as of January 1, 2026. That mix is statewide, not Waterford's exact store tax.

In July 2026, a typical California home paid 33.61¢ per kilowatt-hour. That is a state average from EIA, not Waterford's bill.

For the week of October 12, 2026, EIA's all-grades gasoline price in California was $6.216 a gallon. At 12,000 miles a year and 25 mpg, the index counts that as $2,983.68 a year. Those miles are our standard, not a Census figure, and every town in California shares this price.

Among 982 places we list in California with a rent figure, 637 have higher typical rent than Waterford.