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Cost & Benefits

Cost of living in Waterford, Wisconsin

Waterford, Wisconsin has about 5,692 people. Typical rent is $1,374 a month, including utilities, and a typical household earns $82,404 a year. Both figures are Census 2020–2024 medians, not a listing or your pay. This site does not approve or deny benefits. A missing figure stays blank. We do not guess it.

Ranked #142 in Wisconsin on the 2026 Most Affordable Towns Index.

Simple answer

Typical rent is $1,374 a month.

Waterford is a village in Wisconsin. That rent number includes utilities. A typical household earns $82,404 a year.

Is Waterford affordable?See benefits in Waterford
People
5,692
Census average, 2020–2024
Typical rent
$1,374
Median gross rent, includes utilities
Typical pay
$82,404
Median household income, yearly
Typical home
$329,800
Median home value
2-bedroom fair rent
$1,283
Racine-Mount Pleasant, WI MSA

Waterford, Wisconsin has about 5,692 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $329,800.

HUD's fair-market rent for a 2-bedroom in Racine County is $1,283 a month. That is the county number, not an apartment listing in Waterford. It runs from October 2026 through September 2027.

In the Racine-Mount Pleasant, WI metro area, prices sit at 96.0 when the U.S. average is 100. That is a 2024 BEA index.

Wisconsin taxes wages. A typical combined sales tax is 5.7% as of January 1, 2026. That mix is statewide, not Waterford's exact store tax.

In July 2026, a typical Wisconsin home paid 19.06¢ per kilowatt-hour. That is a state average from EIA, not Waterford's bill.

EIA did not publish a 2025 all-grades gas price for Wisconsin in the table we use.

Among 372 places we list in Wisconsin with a rent figure, 46 have higher typical rent than Waterford.

Nearby places

EBT nearby

USDA has a live map of stores that take SNAP. We did not copy that store list here. The downloadable file is a history file for 2005 through 2025, so the live map is the one to use.

Find SNAP stores near WaterfordWhat EBT can buy in Wisconsin

Locator page updated 2026-09-11. Last checked 2026-10-16.

Food stamps (SNAP) tools in Wisconsin

Bigger places in Wisconsin

Census 2020-2024. HUD rents for October 2026–September 2027. BEA prices for 2024. Taxes as of January 1, 2026. Checked 2026-10-16. 15,000 places are in this guide.