Cost of living in Waterloo, Indiana

Waterloo, Indiana has about 2,073 people. That count is a 2020–2024 Census average, not a headcount from one day.

A typical home is worth about $104,600.

HUD's fair-market rent for a 2-bedroom in DeKalb County is $1,023 a month. That is the county number, not an apartment listing in Waterloo. It runs from October 2026 through September 2027.

Indiana's prices sit at 93.3 when the U.S. average is 100. This place is not in a metro area with its own index, so this is the state number from BEA for 2024.

Indiana taxes wages. A typical combined sales tax is 7.0% as of January 1, 2026. That mix is statewide, not Waterloo's exact store tax.

Some places in Indiana add a local wage tax. In 2023 the state average was about 0.35% of income. That is not a Waterloo bill.

In July 2026, a typical Indiana home paid 16.73¢ per kilowatt-hour. That is a state average from EIA, not Waterloo's bill.

EIA did not publish a 2025 all-grades gas price for Indiana in the table we use.

Among 320 places we list in Indiana with a rent figure, 219 have higher typical rent than Waterloo.