Compare / Baltimore to Columbia
Baltimore, MD vs Columbia, SC
Simple answer
You'd likely save $780 a month in Columbia.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $780: Baltimore is higher at $2,006 versus $1,226.
Maryland taxes wages at rates up to 6.50%. South Carolina taxes wages at rates up to 6.00%. Combined sales tax differs by 1.5 percentage points, higher in South Carolina. The effective property tax gap is 0.50 percentage points, higher in Maryland.
After a move from Maryland to South Carolina, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Baltimore lines up with about $67,230 in Columbia on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Baltimore
Baltimore-Columbia-Towson, MD
- 2-bedroom Fair Market Rent
- $2,006
- HUD area
- Baltimore-Columbia-Towson, MD MSA
- Census median gross rent
- $1,633
- All-items price parity
- 104.5
- Goods price parity
- 102.4
- Utilities price parity
- 110.2
- Mean commute
- 30.3 min
- Median household income
- $98,666
Columbia
Columbia, SC
- 2-bedroom Fair Market Rent
- $1,226
- HUD area
- Columbia, SC HUD Metro FMR Area
- Census median gross rent
- $1,257
- All-items price parity
- 93.7
- Goods price parity
- 96.3
- Utilities price parity
- 88.3
- Mean commute
- 25.8 min
- Median household income
- $70,788
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$67,230
Salary in Columbia that matches the 2024 all-items regional price parity.
$63,744
Gross salary in Columbia whose after-tax pay buys the same basket, using price parities.
$45,837
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Maryland | South Carolina |
|---|---|---|
| State income tax on wages | up to 6.50% | up to 6.00% |
| Combined sales tax, Jan 1, 2026 | 6.0% | 7.5% |
| Effective property tax, ACS 2024 median / median | 0.95% | 0.45% |
On a $400,000 home, the state median effective rate implies about $3,799 a year in Maryland and $1,786 in South Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in South Carolina
Same household, $40,000 a year, scored once in Maryland and once in South Carolina. This is an illustration, not your application.
Food stamps (SNAP)
BaltimoreLikely eligible
ColumbiaLikely eligible
Medicaid and CHIP
BaltimoreLikely eligible
ColumbiaLikely eligible
WIC
BaltimoreLikely eligible
ColumbiaLikely eligible
School meals
BaltimoreLikely eligible
ColumbiaLikely eligible
LIHEAP
BaltimoreMaybe
ColumbiaMaybe
Earned Income Tax Credit
BaltimoreLikely eligible
ColumbiaLikely eligible
Child Tax Credit
BaltimoreLikely eligible
ColumbiaLikely eligible
Marketplace premium tax credits
BaltimoreUnlikely
ColumbiaLikely eligible
Lifeline phone and internet
BaltimoreLikely eligible
ColumbiaLikely eligible
SSI
BaltimoreUnlikely
ColumbiaUnlikely
| Program | Baltimore | Columbia |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Baltimore the result is “Unlikely — Medicaid is the closer program.” In Columbia it is “Likely inside the 2026 subsidy range.” Maryland expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Baltimore
The eight largest 2-bedroom Fair Market Rent gaps from Baltimore.
- Baltimore and San Francisco · rent gap $1,691
- Baltimore and San Jose · rent gap $1,266
- Baltimore and Boston · rent gap $1,002
- Baltimore and McAllen · rent gap $989
- Baltimore and New York · rent gap $965
- Baltimore and Wichita · rent gap $963
- Baltimore and Los Angeles · rent gap $958
- Baltimore and Little Rock · rent gap $885
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.