Skip to content
Cost & Benefits

Compare / Baltimore to Kiryas Joel

Baltimore, MD vs Kiryas Joel, NY

Simple answer

You'd likely save $125 a month in Baltimore.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is goods prices. BEA goods prices, the groceries and goods comparison, are 7.9 index points higher in Kiryas Joel (110.3 versus 102.4).

Maryland taxes wages at rates up to 6.50%. New York taxes wages at rates up to 10.90%. Combined sales tax differs by 2.5 percentage points, higher in New York. The effective property tax gap is 0.50 percentage points, higher in New York.

After a move from Maryland to New York, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Baltimore lines up with about $78,542 in Kiryas Joel on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Baltimore

Baltimore-Columbia-Towson, MD

2-bedroom Fair Market Rent
$2,006
HUD area
Baltimore-Columbia-Towson, MD MSA
Census median gross rent
$1,633
All-items price parity
104.5
Goods price parity
102.4
Utilities price parity
110.2
Mean commute
30.3 min
Median household income
$98,666

Kiryas Joel

Kiryas Joel-Poughkeepsie-Newburgh, NY

2-bedroom Fair Market Rent
$2,131
HUD area
Kiryas Joel-Poughkeepsie-Newburgh, NY MSA
Census median gross rent
$1,688
All-items price parity
109.4
Goods price parity
110.3
Utilities price parity
136.8
Mean commute
33.9 min
Median household income
$95,125

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$78,542

Salary in Kiryas Joel that matches the 2024 all-items regional price parity.

After state and federal tax

$78,673

Gross salary in Kiryas Joel whose after-tax pay buys the same basket, using price parities.

Rent only

$79,673

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxMarylandNew York
State income tax on wagesup to 6.50%up to 10.90%
Combined sales tax, Jan 1, 20266.0%8.5%
Effective property tax, ACS 2024 median / median0.95%1.45%

On a $400,000 home, the state median effective rate implies about $3,799 a year in Maryland and $5,818 in New York. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in New York

Same household, $40,000 a year, scored once in Maryland and once in New York. This is an illustration, not your application.

  • Food stamps (SNAP)

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • Medicaid and CHIP

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • WIC

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • School meals

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • LIHEAP

    BaltimoreMaybe

    Kiryas JoelMaybe

  • Earned Income Tax Credit

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • Child Tax Credit

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • Marketplace premium tax credits

    BaltimoreUnlikely

    Kiryas JoelUnlikely

  • Lifeline phone and internet

    BaltimoreLikely eligible

    Kiryas JoelLikely eligible

  • SSI

    BaltimoreUnlikely

    Kiryas JoelUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for New York · SNAP guide

Related comparisons

From Baltimore

The eight largest 2-bedroom Fair Market Rent gaps from Baltimore.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.