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Cost & Benefits

Compare / Birmingham to Tucson

Birmingham, AL vs Tucson, AZ

Simple answer

You'd likely save $30 a month in Birmingham.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 19.9 points (Birmingham 71.9, Tucson 91.8).

Alabama taxes wages at rates up to 5.00%. Arizona taxes wages at a flat 2.50%. Combined sales tax differs by 0.9 percentage points, higher in Alabama. The effective property tax gap is 0.05 percentage points, higher in Arizona.

After a move from Alabama to Arizona, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Birmingham lines up with about $79,298 in Tucson on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Birmingham

Birmingham, AL

2-bedroom Fair Market Rent
$1,375
HUD area
Birmingham-Hoover, AL HUD Metro FMR Area
Census median gross rent
$1,262
All-items price parity
91.6
Goods price parity
96.4
Utilities price parity
83.8
Mean commute
27.3 min
Median household income
$74,954

Tucson

Tucson, AZ

2-bedroom Fair Market Rent
$1,405
HUD area
Tucson, AZ MSA
Census median gross rent
$1,300
All-items price parity
96.9
Goods price parity
96.2
Utilities price parity
89.5
Mean commute
24.8 min
Median household income
$72,067

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$79,298

Salary in Tucson that matches the 2024 all-items regional price parity.

After state and federal tax

$77,146

Gross salary in Tucson whose after-tax pay buys the same basket, using price parities.

Rent only

$76,636

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxAlabamaArizona
State income tax on wagesup to 5.00%2.50% flat
Combined sales tax, Jan 1, 20269.5%8.5%
Effective property tax, ACS 2024 median / median0.38%0.43%

On a $400,000 home, the state median effective rate implies about $1,526 a year in Alabama and $1,716 in Arizona. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Arizona

Same household, $40,000 a year, scored once in Alabama and once in Arizona. This is an illustration, not your application.

  • Food stamps (SNAP)

    BirminghamLikely eligible

    TucsonLikely eligible

  • Medicaid and CHIP

    BirminghamLikely eligible

    TucsonLikely eligible

  • WIC

    BirminghamLikely eligible

    TucsonLikely eligible

  • School meals

    BirminghamLikely eligible

    TucsonLikely eligible

  • LIHEAP

    BirminghamMaybe

    TucsonMaybe

  • Earned Income Tax Credit

    BirminghamLikely eligible

    TucsonLikely eligible

  • Child Tax Credit

    BirminghamLikely eligible

    TucsonLikely eligible

  • Marketplace premium tax credits

    BirminghamLikely eligible

    TucsonUnlikely

  • Lifeline phone and internet

    BirminghamLikely eligible

    TucsonLikely eligible

  • SSI

    BirminghamUnlikely

    TucsonUnlikely

Marketplace premium tax credits changes. In Birmingham the result is “Likely inside the 2026 subsidy range.” In Tucson it is “Unlikely — Medicaid is the closer program.” Arizona expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Arizona · SNAP guide

Related comparisons

From Birmingham

The eight largest 2-bedroom Fair Market Rent gaps from Birmingham.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.